Stable Returns. Lower Risk. Smarter Diversification.
Bonds are fixed-income securities that provide regular interest while preserving your capital. They help reduce portfolio risk and offer predictable returns.
What is Bonds
Bonds are fixed-income securities that provide regular interest while preserving your capital. They help reduce portfolio risk and offer predictable returns. At Pravin Ratilal, we offer tailored bond strategies to help you earn steady income, diversify your portfolio, and balance your equity exposure. Our expert guidance ensures informed investment decisions for a stable, diversified portfolio.
Key Features of Bonds
- Fixed Returns
Earn regular, predictable interest over the bond’s tenure.
- Defined Maturity
Know exactly when your principal will be returned.
- Diverse Options
Choose from government bonds, corporate bonds, PSU bonds, and tax-free bonds.
- Credit Rating
Invest in bonds with assessed credit quality to manage risk.
- Capital Protection
Preserve your principal while earning steady income.
Why Invest in Bond?
Steady Income & Capital Protection
Earn regular interest while safeguarding your principal—perfect for conservative investors.
Diversification & Lower Volatility
Bonds help reduce portfolio risk and provide stability during market fluctuations.
Wide Range of Options
Choose from government bonds, corporate bonds, PSU bonds, and tax-free bonds.
Expert Guidance
Our research-driven approach ensures you invest in high-quality bonds with an optimal risk-return balance.
How Bonds Work – A Quick Example
Choose the
Right Bond Investment for
Today’s Investors
Government Bonds
Issued by the central or state government, these are low-risk instruments offering stable returns
Corporate Bonds
Issued by companies to raise capital, these offer higher interest rates but come with slightly higher risk.
PSU bonds
Issued by Public Sector Undertakings, they combine good credit quality with attractive returns
Tax Free Bonds
Interest earned on these bonds is exempt from income tax, making them ideal for tax-conscious investors.
Convertible Bonds
These can be converted into a predetermined number of company shares, offering both fixed income and equity potential.
Capital Gain Bonds – 54EC
Government-backed bonds that help you save tax on long-term capital gains under Section 54EC. They offer fixed returns with a 5-year lock-in, ensuring safety and tax efficiency.
HDFC Floating Rate Bond Fund
A debt fund that invests in floating-rate bonds, offering market-linked returns with lower interest rate risk and stable performance.
Ready to Add Stability to Your Portfolio?
Interest earned on these bonds is exempt from income tax, making them ideal for tax-conscious investors.
Talk to Our Bond Advisor
079-66302834
